Legal Guides
Undue Influence and the Etridge Guidelines, Explained
Why do lenders insist on independent legal advice for spouses, partners and guarantors? A plain-English guide to undue influence and the landmark Etridge case.
6 min read
Read guide Guides & insights
Understanding independent legal advice
Clear, plain-English guides to the documents lenders ask you to take advice on: what they mean, why advice is required and what to expect.
Pricing
How Much Does an ILA Certificate Cost in the UK?
A plain-English guide to ILA certificate costs in the UK: fixed per-person fees from £150, what the fee includes, what changes the price (speed, not certificate turnaround) and how to book.
5 min read
Read guide Property & Mortgages
Occupier Consent Forms Explained: What You're Signing and Why
Asked to sign an occupier consent or waiver form? Here's what rights you're postponing, why lenders require it, and how to get your ILA certificate the same working day.
5 min read
Read guide Business Borrowing
Signing a Personal Guarantee: What Every Director Should Know
Personal guarantees put your own assets behind your company's debts. Here's what directors need to know, how a guarantee has to be signed, and why lenders insist on independent legal advice before you sign.
7 min read
Read guide Guides
Does Independent Legal Advice Have to Be Face to Face?
Usually not. Many lenders accept independent legal advice given on a private video call, but the lender's instructions decide, and two things can still need a person in the room or a pen on paper: a deed must be signed in front of a witness who is physically with you, and some lenders want a wet-ink original.
6 min read
Read guide Guides
What is Independent Legal Advice (ILA)? A Plain-English Guide
A plain-English guide to Independent Legal Advice: what it is, why lenders insist on it, what happens in the appointment, and how the certificate works.
6 min read
Read guide Ready to keep your completion on track?
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