Legal Guides
Undue Influence and the Etridge Guidelines, Explained
Why do lenders insist on independent legal advice for spouses, partners and guarantors? A plain-English guide to undue influence and the landmark Etridge case.
6 min read
Read guide Guides & insights
Understanding independent legal advice
Clear, plain-English guides to the documents lenders ask you to take advice on — what they mean, why advice is required and what to expect.
Pricing
How Much Does an ILA Certificate Cost in the UK?
A plain-English guide to ILA certificate costs in the UK: fixed per-person fees from £150, what the fee includes, what changes the price (speed, not certificate turnaround) and how to book.
5 min read
Read guide Property & Mortgages
Occupier Consent Forms Explained: What You're Signing and Why
Asked to sign an occupier consent or waiver form? Here's what rights you're postponing, why lenders require it, and how to get your ILA certificate the same working day.
5 min read
Read guide Business Borrowing
ILA for a Personal Guarantee: What Every Director Should Know
Personal guarantees put your own assets behind your company's debts. Here's what directors need to know — and why lenders insist on independent legal advice before you sign.
5 min read
Read guide Guides
Can Independent Legal Advice Be Given Over Video?
Independent legal advice does not have to happen in an office. Here is why video ILA is valid, accepted by most UK lenders, and usually the fastest way to get your certificate.
5 min read
Read guide Guides
What is Independent Legal Advice (ILA)? A Plain-English Guide
A plain-English guide to Independent Legal Advice: what it is, why lenders insist on it, what happens in the appointment, and how the certificate works.
6 min read
Read guide Ready to keep your completion on track?
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